Don Sanders

Senior Credit Risk Advisor

With over 45 years of experience in the consumer finance industry, Don is credited with introducing several technological solutions in the risk management field to companies he worked and consulted for. In his management positions at Korvettes Department stores, Citicorp, and Commercial Credit Corporation, Don instilled a credit culture based upon science and technology, initially introducing such advances as credit scoring and decision support software.

In 1990, Don co-founded Credit and Risk Management Associates, Inc. (CRMA), a risk management, marketing, consulting, data warehousing, and systems integration firm that was acquired by Fair Isaac Corporation in 1996. Don also served as a board member heading the Risk Committee for Metris Companies prior to its acquisition by HSBC and continues to actively advise companies in both a board and non-board level capacity.

Speaking/Research Topics:

  • Risk based pricing
  • Credit loss forecasting
  • Experimental design
  • Early identification of good prospects