Risk Analysis Because new risks are always emerging, and variables such as scores, client relationships, house values and the pervasive impact of the economy all need to be recalibrated, we employ a dynamic approach that includes constant monitoring and the ability to quickly revise strategies to reflect present realities. ___________________________________________________________________________________________ Payment Systems We’re experienced with all payment systems ­ Credit, Debit, EFT, ACH, Checks, Prepaid and Stored Value Cards. We offer complete solutions designed to streamline internal processes, improve fraud detection and prevention, and enhance client relationships. ___________________________________________________________________________________________ Portfolio and P&L Analysis In the credit business, there’s a deeper story to every customer asset. That’s what we uncover. More than a balance sheet, P&L statements have strategic implications and set boundaries with respect to growth and resources. ___________________________________________________________________________________________ Lending Practices Underwriting criteria need to be consistently measured against performance to ensure their predictive value. Today, many lenders are finding the need to balance advanced systemic practices with proven judgmental lending models to maintain the quality of their portfolios. One of our greatest strengths is in finding the right balance between systemic and judgmental lending models in today’s advanced lending processes. ___________________________________________________________________________________________ Fraud Detection and Prevention While lending and payment systems have gotten more advanced over the years, so too have the criminals that perpetrate fraud. And such unprecedented levels of emerging threats and risks demand more advanced tools and training. We offer state-of-the-art detection and prevention capabilities that, combined with predictive monitoring, offers new levels of security. ___________________________________________________________________________________________ Investor Support Portfolio valuations and due diligence, like other lending functions, require an ability to read beyond the numbers to fully assess the strength of those assets. Our comprehensive valuations and interim servicing support have helped our clients exceed their expectations with respect to their strategic portfolio investments. ___________________________________________________________________________________________ Strategic Planning Managing risk and profitability requires an integrated approach to every facet of lending throughout the credit life-cycle. Ideally, a strategic plan needs to reflect a total solution — and always account for the challenges of implementation and ongoing execution. ___________________________________________________________________________________________ Training Delivered by experienced subject matter experts, our training programs are designed for both management and operational staff. Topics range from underwriting basics to collections and understanding risk management. We’ll work with you to determine the learning needs that will provide the most value for your organization. ___________________________________________________________________________________________ Technology Support Technology is the lifeblood of the lending and payments business. Making the wrong technology decision, or managing a new solution in the wrong way, can lead to years of sub-optimal performance. Whether it’s optimizing existing industry solutions, developing investment cases, managing RFP’s, defining requirements for a custom solution, or providing end-to-end program management support for a new technology solution, we offer powerful, independent insight into the leading lending and payment technologies. ___________________________________________________________________________________________ Loss Mitigation The balance between risk and pricing is critical to success. That balance can be easily offset due to faulty data, underwriting protocols, portfolio management practices, even inappropriate sales incentives. If you have an under-performing portfolio, we can help you minimize credit losses before its too late. ___________________________________________________________________________________________ Click here to sign up for our daily email newsfeed.